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Druk Capital Completes Bridge Loan to QMX

VANCOUVER, BRITISH COLUMBIA–(Marketwire -07/31/12)- NOT FOR DISTRIBUTION TO U.S. NEWS SERVICES OR FOR DISSEMINATION IN THE UNITED STATES.

Druk Capital Partners Inc. (“Druk” or the “Company”) (DRU.P), a capital pool company, announces that, further to its news release of June 6, 2012, it has completed, in two tranches, the advance of an aggregate of $225,000 (the “Loan”) to QMX Gold Corporation (“QMX”)(formerly, Alexis Minerals Corporation) pursuant to a loan agreement between the Company and QMX dated July 25, 2012. The Loan plus accrued interest is considered a partial advance of the cash consideration payable by the Company to QMX for the properties the Company is acquiring from QMX (the “Properties”) in connection with its qualifying transaction (the “Qualifying Transaction”).

On June 6, 2012, the Company announced that the Loan would be secured by a lien on certain real property owned by QMX located in Val-d’Or. The Company subsequently agreed that the Loan would be secured by a first mortgage in the principal amount of $225,000, on 111 mining claims located in the Val-d’Or area of Quebec known as the Dunraine claims. QMX has also agreed to use the proceeds of the Loan only on direct expenses related to the Properties.

The Loan has a maturity date of the earlier of December 22, 2012, the date of completion of the Qualifying Transaction, and the date of termination of the Qualifying Transaction and will accrue interest at a rate of 8% per annum.

About Druk Capital Partners Inc.

Druk was listed in September 2010 as a Capital Pool Company under TSX Venture Exchange Policy 2.4 and is headquartered in Vancouver, B.C. The company was established by a seasoned group of professionals who have consistently contributed to strong performances in their respective companies over the years through achievement of value enhancing milestones.

On behalf of the board of directors of DRUK CAPITAL PARTNERS INC.

Kelly Klatik, President and CEO

Completion of the Qualifying Transaction is subject to a number of conditions, including but not limited to, Exchange acceptance and if applicable pursuant to Exchange requirements, majority of the minority shareholder approval. Where applicable, the Qualifying Transaction cannot close until the required shareholder approval is obtained. There can be no assurance that the Qualifying Transaction will be completed as proposed or at all.

Investors are cautioned that, except as disclosed in the management information circular or filing statement to be prepared in connection with the transaction, any information released or received with respect to the transaction may not be accurate or complete and should not be relied upon. Trading in the securities of a capital pool company should be considered highly speculative.

The Exchange has in no way passed upon the merits of the proposed transaction and has neither approved nor disapproved the contents of this press release.

This news release contains forward-looking statements relating to the timing and completion of the Proposed Transaction, the future operations of the Company and other statements that are not historical facts. Forward-looking statements are often identified by terms such as “will”, “may”, “should”, “anticipate”, “expects” and similar expressions. All statements other than statements of historical fact, included in this release, including, without limitation, statements regarding the Proposed Transaction and the future plans and objectives of the Company, are forward-looking statements that involve risks and uncertainties. There can be no assurance that such statements will prove to be accurate and actual results and future events could differ materially from those anticipated in such statements. Important factors that could cause actual results to differ materially from the Company’s expectations are risks detailed from time to time in the filings made by the Company with securities regulations.

The reader is cautioned that assumptions used in the preparation of any forward-looking information may prove to be incorrect. Events or circumstances may cause actual results to differ materially from those predicted, as a result of numerous known and unknown risks, uncertainties, and other factors, many of which are beyond the control of the Company. As a result, the Company cannot guarantee that the Proposed Transaction will be completed and that any forward-looking statement will materialize and the reader is cautioned not to place undue reliance on any forward-looking information. Such information, although considered reasonable by management at the time of preparation, may prove to be incorrect and actual results may differ materially from those anticipated. Forward-looking statements contained in this news release are expressly qualified by this cautionary statement. The forward-looking statements contained in this news release are made as of the date of this news release and the Company will update or revise publicly any of the included forward-looking statements as expressly required by Canadian securities law.

Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this press release.

Contact:

Druk Capital Partners Inc.

Mr. Kelly Klatik

President and CEO

(604) 732-5840

info@drukcapital.com […]

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Simple Suggestions For The Greatest Payday Loans | Contacts …

Irrespective of who you are or the things you do in everyday life, odds are good you might have faced challenging financial times. Should you be in this scenario now and want support, the subsequent report will offer you tips regarding online payday loans. You should find them very useful. A well informed determination is always the best choice!

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Payday cash loans should only be employed in intense emergencies. They are not ment to aid with the daily cost of living. Should you could require extra cash to get by, it is better in order to obtain a loan coming from a bank or some other lender in order to avoid the need to roll across the payday loan many times.

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To conclude, online payday loans have become a popular option for individuals needing cash really. If these types of loans are one thing, you are considering, ensure you know what you will be engaging in. Now you have check this out article, you might be knowledgeable of what payday cash loans are all about.

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Straightforward Techniques For Acquiring Payday Loans » Guru …

Many individuals nowadays choose online payday loans in times of need to have. Is this anything you are searching for receiving? Then, it is important that you happen to be informed about payday loans and what they include. The next article will give you assistance to successfully are educated.

Only use how much cash that you simply absolutely need. For instance, if you are having difficulties to pay off your bills, this funds are obviously required. However, you must never ever use funds for splurging purposes, for example eating out. The high rates of interest you will have to spend in the future, will not be worth getting cash now.

Those seeking to get a cash advance can be intelligent to check out pay day loans, with a rollover solution. At times you won’t have the capacity to pay the whole financial loan from the expected date. Some lending options will allow you to spend simply the fascination, and extend the financing for an additional pay period of time.

If you feel a cash advance company is doing you incorrect, tend not to be frightened to record those to your state company. Whilst there are many excellent pay day loan organizations, in addition there are several fakes. To acquire rid of these phony companies, their state has to be produced aware about them.

In the event you must get yourself a cash advance, open a brand new checking account in a bank you don’t usually use. Question the lender for short-term inspections, and utilize this bank account to get your payday advance. When your loan comes expected, down payment the exact amount, you need to pay off the loan in your new banking account. This guards your regular revenue if you happen to can’t pay the loan again punctually.

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Never ever obtain a payday loan from your business who asks for your personal vehicle or any other possessions for collateral. Most people are unaware that a genuine payday advance in no way openly asks for guarantee. Due to this lack of know-how, individuals may be out thousands. One and only thing these companies need is your banking institution information and evidence of job.

In order to avoid abnormal charges, shop around before taking out a pay day loan. There could be many enterprises in your neighborhood that provide payday cash loans, and some of the firms may possibly offer far better interest rates than others. By looking at all around, you could possibly save money when it is time to repay the loan.

Online payday loans are normally thanks inside of 14 days of taking out the borrowed funds. You might be provided an alternative either to visit the workplace to pick up the examine you published and spend the money for personal loan away or allow the pay day loan office to submit the verify you wrote for your financial institution for transaction.

Determine what APR implies well before agreeing into a cash advance. APR, or once-a-year percent level, is the amount of curiosity the organization expenses about the bank loan while you are having to pay it back again. Though online payday loans are fast and convenient, assess their APRs with all the APR incurred by a lender or even your bank card business. Almost certainly, the payday loan’s APR will likely be better. Request precisely what the pay day loan’s monthly interest is first, prior to you making a conclusion to use any money.

Once you sign up for a cash advance, you might be truly taking out your next salary as well as burning off a number of it. On the other hand, paying this prices are sometimes essential, to acquire via a tight press in life. In any case, information is potential. With a little luck, this article has empowered you to definitely make informed decisions.

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Ohio a leader in payday lending usage | Ohio Association of Realtors

Image payday.jpg

By Carl Horst

A recent study of payday lending reveals that Ohio is among the nation’s leaders in terms of residents utilizing payday loans — short-term loans that are secured against a customer’s next paycheck.

While nationally about 5.5 percent Americans borrowed against their paychecks between 2005 and 2010, the rate in Ohio is nearly double that (at 10 percent). Ohio has the fourth highest rate of usage of payday lending in the country, trailing only Oklahoma (13 percent) and Missouri & Washington (both at 11 percent).

Per findings in the recent Pew Charitable Trust study:

12 million American adults use payday loans annually. On average, a borrower takes out eight loans of $375 each per year and spends $520 on interest.

The study notes that the loans, while having initial short terms for repayment, often become ongoing debts for the borrower.

“Payday loans are marketed as two-week credit products for temporary needs. In truth, average consumers are in debt for five months and are using the funds for ongoing, ordinary expenses – not for unexpected emergencies,” said Nick Bourke, project director for Pew’s Safe Small-Dollar Loan Research Project.

While the study found the typical borrower to be an employed, white, female between 25 and 44 years of age, consumers who disproportionately use the loans fall into one of the following categories: those lacking a four-year college degree, renters, African American, those earning less than $40,000 annually and individuals who are divorced or separated.

As noted above, the main reason for the loans — 69 percent — is to pay recurring expenses, including rent/mortgage, car payments, utilities, credit card debt or food. Only 16 percent take out a loan for unexpected emergencies.

In 2008 Ohio passed legislation and also approved a ballot initiative to restrict the interest charged on the loans — from 391 percent to 28 percent. That said, payday lending practices have changed little in the Buckeye State, notes the website 24/7 Wall St. Wire:

Despite the law, payday lenders found loopholes, and in 2009 the New York Times reported that lenders were charging interest and fees that together amounted to 680% APR. While the Ohio House passed a bill seeking to close loopholes left open by the 2008 law, the bipartisan effort never made it through the Senate. The courts have now taken up the issue. Last year, an Ohio state judge ruled that a second-mortgage lender using a similar fee structure as payday lenders to charge an effective 235% APR had violated the 2008 law that placed a 28% cap on payday loans.

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Bad Credit And Quick Cash With Advanced PayDay Loans

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It is crucial to never use payday loans to cover luxury goods, including TV’s or holidays. These are greatest utilized in instances where there is an emergency, or even an expenses you are unable to spend by the due date. Should you need money for high end items, it is advisable to consider financing from your lender, or even a very low-interest visa or mastercard. The fascination billed on this kind of credit score ghd will be under a pay day loan.

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Daniel Johnston – Pay Day Loans Lyrics

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