A sample text widget

Etiam pulvinar consectetur dolor sed malesuada. Ut convallis euismod dolor nec pretium. Nunc ut tristique massa.

Nam sodales mi vitae dolor ullamcorper et vulputate enim accumsan. Morbi orci magna, tincidunt vitae molestie nec, molestie at mi. Nulla nulla lorem, suscipit in posuere in, interdum non magna.

Cash transfer debut today

New Delhi, Dec. 31: Over two lakh beneficiaries of welfare schemes will from New Year’s Day see the money flow straight into their bank accounts with the launch of the Centre’s cash-transfer scheme, a “game-changer” to replace a system under which it costs Rs 3 to send a rupee.

The transfer scheme will be launched tomorrow in 20 districts and cover seven welfare plans, mostly stipends for weaker sections. But food, fertiliser and fuel subsidies ‘ which guzzle the bulk of subsidies the direct transfers aim to reduce ‘ will not be covered in the initial phase.

The 20 districts are part of a larger batch of 43 spread over 15 states where the scheme will be launched by March to cover BPL families, but none will be in Bengal. The states chosen are those that have made rapid progress in issuing Aadhaar, the multi-purpose unique identity cards.

The spread of bank branches was another key factor. The states are Punjab, Delhi, Madhya Pradesh, Rajasthan, Jharkhand, Haryana, Tamil Nadu, Andhra, Maharashtra, Kerala, Karnataka, Goa, Jammu and Kashmir, Daman and Diu and Puducherry.

“We are proceeding with caution, 20 districts from January 1. In the seven schemes, the money will be transferred using the UIDAI platform,” finance minister P. Chidambaram said today. UIDAI or the Unique Identification Authority of India is in charge of the Aadhaar project.

The seven welfare plans include matric scholarships for SCs, STs and OBCs, Indira Gandhi Matritva Sahayata Yojana (for pregnant women), Dhanalakshmi scheme and stipends for SC/ST job-seekers.

Other than the first 20 districts, the scheme will be rolled out in 11 districts from February 1 and 12 more from March 1. “We have been moving with great caution so we don’t make mistakes,” Chidambaram said, calling the scheme a “game-changer” in governance. All districts in the country will be covered by end 2013, he added.

The payments will be transferred directly to the beneficiaries’ Aadhaar-linked bank accounts ‘ those opened with Aadhaar cards as ID proof.

Those who don’t have such cards but are eligible for the benefits will also get the payments through “bank correspondents”, officially appointed intermediaries who will receive the payments in their accounts and then transfer it to the eventual beneficiaries against receipt papers.

Anganwadi (social health group) workers, kirana store owners, members of co-operative societies are among some who could be the intermediaries. The aim is to phase out such intermediaries as more Aadhaar cards are issued.

On food and fertiliser subsidies, the current system will continue, Chidambaram said. “At the moment, there is no intention to transfer subsides on food, fertiliser, diesel and kerosene. Here, existing system will continue because there are complex issues.”

On LPG, which accounts for the bulk of fuel subsidies, the minister said: “I don’t know when it will be covered.”

Prime Minister Manmohan Singh last month said the scheme was aimed at ensuring that the subsidies of over Rs 3 lakh crore reach the right people. Finance ministry officials said it costs the government Rs 3 to transfer one rupee to the pockets of beneficiaries. The rest is lost in administrative expenses, waste and corruption.

Poll factors are at play, too. The UPA hopes to make the cash transfers a key plank in the 2014 polls, hoping the scheme will help it win voter support, much like the NREGA, the rural job scheme, and farm loan waivers had helped the ruling alliance cruise to victory in 2009.

Advocates of the scheme have cited a recent World Bank study that suggests a direct link between cash transfers and voting behaviour. The study found that such beneficiaries prefer any party that implements cash transfers.

The biggest and best known of all cash transfer schemes in the developing world is the Bolsa Familia in Brazil, catering to over 12 million families.

Mumbai launch

Mumbai and its suburbs are among the six districts in Maharashtra where the scheme will be launched tomorrow. The state is among the leaders in Aadhaar cards.


Sterling Resources Announces Bridging Loan for US$12 Million and Further Financing Arrangements

CALGARY , Dec. 31, 2012 /CNW/ – Sterling Resources Ltd. (SLG.V) (“Sterling” or “the Company”) is pleased to announce that it has signed a secured US$12 million bridging loan agreement (the “Loan”) with a subsidiary of Vitol Holding B.V. (“Vitol”). Closing, is subject to TSXV approval and other customary conditions, which is expected in the next few days. The loan is intended to be used to fund remaining costs of the Ioana and Eugenia wells offshore Romania , certain other exploration costs on its Romanian oil and gas licences, ordinary course of business corporate costs in Canada and Romania and to repay funds temporarily advanced from the UK subsidiary to fund Romanian exploration costs in December. Together with existing cash resources, these funds are expected to last into early February 2013 .

The loan is secured by a first-ranking security package over Sterling’s offshore and onshore licences in Romania , a pledge of the shares of Sterling’s Romanian subsidiary, Midia Resources SRL, and a pledge of certain of Sterling’s receivables. The loan bears interest at a rate of LIBOR plus 1.0 percent, payable in arrears, subject to a maximum of 2.0 percent per annum during the term of the loan, and matures on March 31 , 2013. As consideration for the loan, Vitol is receiving 2,418,500 common shares of Sterling at a price of $0.717 per common share. The loan is repayable out of proceeds received from Romanian asset sales, including the previously announced sale of a portion of the Midia licence to ExxonMobil Exploration and Production Romania and OMV Petrom.

In addition the Company anticipates entering into a significantly larger private placement debt-based financing in January 2013. The proceeds of such a financing would allow for repayment of the Vitol bridging loan and would also fund remaining Breagh development costs through to first gas, other costs associated with Breagh and the UK senior secured £105 million loan facility including any partial loan repayment that may be required by the lenders of that facility, and other group costs through to first gas. The Company is also working to refinance its current senior secured credit facility for the Phase 1 development of the Breagh gas field during the next few months.

Sterling also reports that the UK secondary legislation regarding the changes to Small Field Allowance that benefit the Cladhan development came into force on December 20. Sterling now expects to receive in mid-January 2013 the second payment of US$4.33 million from TAQA Bratani Limited for the sale of 13.5 percent of Cladhan earlier this year.

Sterling Resources Ltd. is a Canadian-listed international oil and gas company headquartered in Calgary , Alberta with assets in the United Kingdom , Romania , France and the Netherlands. The shares are listed and posted for trading on the TSX Venture Exchange under the symbol “SLG”.

Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release.

Filer Profile No. 00002072

Forward-Looking Statements

All statements included in this press release that address activities, events or developments that Sterling expects, believes or anticipates will or may occur in the future are forward-looking statements. In addition, statements relating to reserves or resources are deemed to be forward-looking statements as they involve the implied assessment, based on certain estimates and assumptions that the reserves and resources described can be profitably produced in the future. In particular, this document contains forward-looking information and statements regarding: (i) the intended use of proceeds from the Loan; (ii) the anticipated receipt of approval from the TSXV; (iii) future capital expenditures and projects; and (iv) the timing, quantum and purpose of future financings.

These forward-looking statements involve numerous assumptions made by Sterling based on its experience, perception of historical trends, current conditions, expected future developments and other factors it believes are appropriate in the circumstances. In addition, these statements involve substantial known and unknown risks and uncertainties that contribute to the possibility that the predictions, forecasts, projections and other-forward looking statements will prove inaccurate, certain of which are beyond Sterling’s control, including: the impact of general economic conditions in the areas in which Sterling operates, civil unrest, industry conditions, changes in laws and regulations including the adoption of new environmental laws and regulations and changes in how they are interpreted and enforced, increased competition, the lack of availability of qualified personnel or management, fluctuations in commodity prices, foreign exchange or interest rates, stock market volatility and obtaining required approvals of regulatory authorities. In addition there are risks and uncertainties associated with oil and gas operations. Readers should also carefully consider the matters discussed under the heading “Risk Factors” in the Company’s Annual Information Form.

Undue reliance should not be placed on these forward-looking statements, as there can be no assurance that the plans, intentions or expectations upon which they are based will occur. Sterling’s actual results, performance or achievements could differ materially from those expressed in, or implied by, these forward-looking statements. These statements speak only as of the date of the press release. Sterling does not intend and does not assume any obligation to update these forward-looking statements except as required by law.

Financial outlook information contained in this press release about prospective results of operations, financial position or cash flows is based on assumptions about future events, including economic conditions and proposed courses of action, based on management’s assessment of the relevant information currently available. Readers are cautioned that such financial outlook information contained in this press release should not be used for purposes other than for which it is disclosed herein.

SOURCE: Sterling Resources Ltd.


visit or contact:

Mike Azancot, President and Chief Executive Officer, Phone: 44-20-3008-8488, Mobile: 44-7740-432883,

David Blewden, Chief Financial Officer, Phone: 44-20-3008-8488, Mobile: 44-7771-740804,

George Kesteven, Manager, Corporate and Investor Relations, Phone: (403) 215-9265, Mobile: (403) 519-3912,


Cash 92 Reviews – 100-$1000 Payday Loans Online.

$$>> Cash 92 Reviews – Get $1000 Cash as Soon as Fast Time. Approved Instantly. Quick Apply Now.

Cash 92 Reviews – $1,000 Wired to Your Account. No Telecheck. 99% Approval & Secure Application. Quick Cash Tonight.

Other lenders just require that you have a regular ome, Cash 92 Reviews which may be a social security or pension check. Some lenders check if you’ve got any outstanding checks or payday loans. Others just check that you’ve got an empty checking account. So before you select to sign for the cash advance, check to determine that you just satisfy the requirements. To view our list of recommended cash advance lenders online at Cash 92 Reviews.

Cash 92 Reviews

Cash 92 Reviews

:: These plans do carry high rates using them and shouldn’t be taken out as a general practice as this can lead to finance unsteadiness. Pay-day loans are essential however in helping American zens with short term money flow issues and lending quick money when they actually need it. offers a wide range of providers like auto loans, payday advances, signature loans, along with credit reports. Nevertheless, apart from such services, they feature a lot of data as well as recommendations on such loans as well as financial situations. Through their own companies and lots of records involving posts, this particular online company will help present you with equally service and data which can be vital facing financial hardships. In their article reported, ‘Payday financial loans can easily more anyone directly into debt’ supplies consumers using the information they require when thinking about an online payday loan or even cash advance. As they definitely state that in the case of a crisis this kind of financial loans can function all right, in addition they persuade consumers to concentrate and focus each of the small print so that they know what exactly they may be stepping into.

Cash 92 Reviews
Need cash advance?.No Need Any Faxing & Fast Credit Check.Apply Today.

Other lenders just require you to definitely possess a regular ome, Cash 92 Reviews which may be a social security or pension check. Some lenders check if you might have any outstanding checks or payday loans. Others just check that you might have a wide open checking account. So before you sign to your cash advance, check to see that you just fulfill the requirements. To view our set of recommended cash advance lenders online at Cash 92 Reviews.

Related Posts

$$>> Cash 92 Reviews – We offer $1,000 in Fast Time. Fast Credit Checkt and Easy Credit Check OK. Apply online today.$$>> Cash 92 Reviews – $100-$1000 Payday Loans Online. Fast and Secure Application. Get Fast Now.$$>> Cash 92 Reviews – Fast Cash Loan in Fast Time. 100% Easy Credit Check. Visit Us Now.$$>> Cash 92 Reviews – Up to $1000 in Minutes. No Credit is not a problem. Fast Apply Now.$$>> Cash 92 Reviews – Overnight Payday Loans. Fast & Easy Process. Cash Today. […]

New TitleMax Locations Open in Phoenix, AZ

Two new TitleMax locations opened in Phoenix, AZ last week. For more information about car title loans, visit

Phoenix, AZ (PRWEB) December 31, 2012


, a subsidiary of

TMX Finance

, opened two new locations in the greater Phoenix, Arizona area last week. Both TitleMax locations will offer residents with little, bad or no credit the opportunity to get short-term cash loans based on collateral, not credit history.

“Opening these additional locations in Phoenix will allow us to better serve the local residents,” said Otto Bielss, Senior Vice President of Operations for TMX Finance. “If you’re in need of a car title loan, stop by and meet with one of our friendly customer service representatives at either branch. They will guide you through the process and you could have the cash you need in as little as 30 minutes.”

Branch information:

Store one is located at 7435 W. Lower Buckeye Road, Suites 106 & 107, Phoenix, AZ 85043. Store hours are Monday – Friday from 9:00 a.m. to 7:00 p.m., and Saturday from 10:00 a.m. to 4:00 p.m. The store can be reached at 623.478.0602.

Store two is located at 3514 W. Cactus Road, Phoenix, AZ 85029. Store hours are Monday – Friday from 9:00 a.m. to 7:00 p.m., and Saturday from 10:00 a.m. to 4:00 p.m. The store can be reached at 602.298.9959.

A car title loan through TitleMax is a fast way for credit-challenged individuals to get the short-term cash they need. The process is simple and in the state of Arizona there are just four items needed to secure a title loan; a vehicle registered in the applicant’s name, a clear, or lien-free car title, a government issued ID and proof of income. With these items an individual can obtain a car title loan up to $5,000 while still maintaining the use of their vehicle. No proof of car insurance is required and there are no credit checks.

TitleMax is proud to offer more than 25 locations throughout the greater Phoenix area. To find a location near you, visit

About TitleMax

TitleMax, one of the nation’s largest and most reputable title lending companies, provides financial products to people without access to traditional credit alternatives. TitleMax has been a trusted consumer lender for over 14 years, helping hundreds of thousands of people in getting cash when they need it. Since its inception in 1998, TitleMax has grown to over 1,000 stores, spanning 12 states and provides car title loans to over 2,000 people each day.

Please visit for more information on car title loans and how TitleMax can be of service.

Jaclyn Schott
Titlemax Inc 1
Email Information


Please Help Too Many Payday Loans

Image hqdefault.jpg Every single day I get an email or a phone call from someone — saying please help I have too many payday loans!! Can you help? Absolutely we can help — we’ve helped thousands of people – and we can help you too. […]

Cash.92.Com – 100-$1000 Payday Loans Online.

$$>> Cash.92.Com – Get up to $1000 as soon as Today. Fast Accept Loan. Get Now.

Cash.92.Com – $100$1000 Quick Cash in Fast Time. No Hassle/Fax. Highest Approval Rate. Get Now for Cash Today.

Cash Advance Unsecured Loans are designed to help those in an unexpected financial crisis. Cash.92.Com. The Bucks Advance Payday Loan processis strhtforward if appliers meet all loan requirements.You should be 18 a lot of age or over. You must use a valid ing account which will accept direct debits luding basic accounts that do not come with the overdraft or debit card. You must have your salary paid directly in your account. Lastly, you should use a minimum collect pay of ?750 per month. Instances are where you end up in financial difficulty due for an unexpected emergency are infrequent. Cash.92.Com.



:: Many of us identified the requirement of people to have a very risk-free, safe, easy & fast method of obtaining payday loans involving small quantities of money with no problems, setbacks and costs linked to formal programs.

A most elementary tip in making sure fast service is always to submit an application for the loan with a provider that is found near one’s area of open. Working with a supplier in spitting distance is not going to save time but may also ensure you have a location to perform to when in an emergency.

Payday Advance in Fast Time.Paperless Online Application.Apply Today.

Cash Advance personal Loans are made to help those in a unexpected financial crisis. Cash.92.Com. The Money Advance Payday Loan processis strhtforward if appliers meet all loan requirements.You have to be 18 numerous years of age or over. You must use a valid -account that may accept direct debits luding basic accounts that are not equipped by having an overdraft or debit card. You have to have your salary paid directly to your account. Lastly, you need to have a minimum take home pay of ?750 per month. Instances are in places you discover youself to be in financial difficulty due to a unexpected emergency are infrequent. Cash.92.Com.

Related Posts

$$>> Cash 92.Com – Online Payday loan up to $1,000 in Fast Time. No Faxing Required. Easy Credit Check. Get Cash Fast Today.$$>> Cash.92.Com – Payday Advance in Fast Time. No Lines & No Hassle. Get Quicken Loan Now.$$>> Cash 92 .Com – Get $1000 Cash Loans in Fast Time. Receive up to $1000. Apply forFast Cash Tonight.$$>> Cash 92.Com – No Faxing Payday Loan Advance. No Faxing, Easy Credit Check. Quick Cash Now.$$>> Cash 92.Com – $100-$1000 Payday Loans Online. We offer paydayloans online. Apply Loan Now. […]

First Person: I Bought a Whole Life Insurance Plan in My 20s

I did something that financial planners sometimes discourage when I was in my late twenties–I bought a whole life policy from a highly rated insurance company. Term policies have no cash value, but will pay out to your beneficiaries when you die. Whole-life policies cost a lot more, but they grow cash value.

Term Policies and Whole Life Policies

Financial gurus often preach that for the less money, a term policy can be purchased. The gurus then state that the difference between the cost of the whole-life and term policy should be invested in another, higher earning vehicle, like a stock mutual fund. But I know I wouldn’t have the discipline to figure out the difference and transfer the money. A monthly bill for my whole-life policy is easier to fit into my life.

My whole life policy’s face value was for $60,000, but at death is now worth $61,439 due to dividends reinvensted in the policy–not a huge sum, by any means. But it does ensure that when I die, a burial can be purchased with some cash left over for my heirs.

Borrowing Against Cash Value

The main reason I am glad I bought the policy is that whole life policies allow you to borrow against the cash (or cash out the policy entirely). Twice I have borrowed from the cash value to purchase something I really needed–a good vehicle to ensure I could get to work and schlepp my kids around. The first vehicle I purchased this way was a Mazda mini-van. Recently divorced with a shaky credit score, I knew that money has slowly built up in my insurance account. I accessed it without answering awkward questions from a loan officer. The second time I accessed it was about two years ago, when I unexpectedly totaled my Suzuki Sx4. I didn’t want to hurt my credit score as I was planning on refinancing my home.

Now, I also have gotten consumer loans for cars in the past, but my whole life policy doesn’t make a mark on my credit score. I paid the loan off on a regular basis, but always knew if disaster struck, I could skip a payment. After all, I was borrowing from myself.

Years after my investment, the cash value of my account is $13,202.00, my second loan is nearly paid off, and my almost-new car sits in the driveway. The growth in my value due to dividends is not currently taxed. My credit score remains high, my burial costs will be covered, and some money is still there for my heirs.

*Note: This was written by a Yahoo! contributor. Do you have a personal finance story that you’d like to share? Sign up with the Yahoo! Contributor Network to start publishing your own finance articles.


First Person: Where to Find Small Cash Infusions for a Small Business

One of my business mentors provides alternative small business financing for companies that have been rejected by traditional financial institutions. I learned early on that obtaining funding for a business applies to more than a start up. Sometimes a cash infusion can help take a business to its next level of expansion. For example, you may need a new piece of equipment, software or a larger office space. None of these items warrants applying for a full-fledged commercial loan, but you still need a little financial assistance to get over the “hump.”

Who to ask?

Already having a track record for viability and growth puts you in a good light when you reach out for a small business loan. For lenders, it’s all about the risk. You are considered a better risk if your books show you have been managing your money. Consider reaching out to the following sources for smaller sums of cash:

Advisors. Most members of an advisory board recognize their interest in your company is more meaningful once they are financially invested. This is a great place to start when you only need a few thousand dollars. Your advisors are prone to giving you clear cut guidance and even sharing contacts in their own networks when they have money in your company.

Friends and Family. This type of loan can be risky to personal relationships if you business does not go as planned. Go back and talk to the people that said “no” when you needed start up funding. Once again, if your track record proves your ability to maintain profitability, people you are close with are more willing to say “yes.” Just be very clear in a legal agreement regarding the conditions of the loan.

Crowdfunding. This is an online method of acquiring cash from multiple “donors”, usually in exchange for some form of perk. These individuals are donors in the sense that they give the money with no expectation of interest or investment in your company.

Credit Cards. It’s never a good idea when you are building a strong credit rating to use more than 40% of your available credit. Sometimes maxing out a credit card is the moat practical way to get what you need to move your business forward. Do your best to avoid paying fees and interest.

Working with smaller investors allows you to maintain more equity control over your business, and implement growth strategies at a pace you can handle with confidence.

*Note: This was written by a Yahoo! contributor. Do you have a story that you’d like to share? Sign up with the Yahoo! Contributor Network to start publishing your own finance articles.

More from this contributor:

Effective Email Campaigns

Increase Brand Loyalty through Social Media

The Small Business Owner’s Guide to Effective Networking


Cash 92.Com – Payday Loan in Fast Time.

$$>> Cash 92.Com – Get your fast cash advance. Easy Credit Checks. Fast Apply Now.

Cash 92.Com So for people who have had an unexpected auto repair, such payday loan companies don’t charge unreasonable fees whenever you take a minute to check out your options.For any individual who has received their car suddenly breakdown in it, the decision is strhtforward: either have the car fixed by securing a web based pay day loan or lose their job as they do not use a reliable distance to work every day.

Cash 92.Com

Security of Site:
Ease of Use:
Cost of Loan:
Customer Service:

Up to $1000 Express Cash. Low credit scores not a problem. 99% Gaurantee Approval. Apply Today.

Easy Approval Application at Cash 92.Com

Cash 92.Com

Payday loan companies. There are many firms that are advertising verify cashing amenities on the internet. Aside from several financial institutions and also other finance institutions now offers you using a payday advance. You are able to use on-line to get a pay day loan or pay a visit to literally to a establishment to acquire a quick payday loan.

Cash 92.Com

Cash 92.Com. However using the current financial climate this example is now each of the more common. If you find yourself in hot water and can’t wait till payday a simple Cash Advance Payday Loan is available. Cash 92.Com. Rather than getting yourself into situations you’d rather notbe by borrowing out of your family and friends to be able in order to avoid long repayments and interest, sign up for a payday loan. Here you’ll find a way to have the money you need, if you require it and make your repayment within 30 days.

Related Posts

$$>> Cash 92.Com – Overnight Payday Loans. Fast Credit Check. Apply Today Now.$$>> Cash 92 .Com – Cash Advance in Overnight. Easy Credit Checks. Apply for Fast Cash Now.$$>> Cash.92.Com – Need Get Cash in Overnight. No Need Paperwork & Easy Credit Check. Apply Today.$$>> Cash.92.Com – Payday Loan in Overnight. Fast Credit Check Do Not Worry, OK. Get $1000 Today.$$>> Cash 92 .Com – Cash in as Little as Fast Time. Easy Credit Check, No Faxing, No Hassle, Fast Credit Check. Get Cash Now. […]

Payday Loans Online – Compare "Salary Saver" Loans for January 2013

ANN ARBOR, Michigan, December 31, 2012 /PRNewswire/ —, the safe and McAfee Secure™ certified online loan matching service, announces its new “Salary Saver 2013” database of cash advance lenders to coincide with the end of 2012.

The independent aggregator can make light work of the application process through the use of its form-busting single online application page. Taking only a few moments to fill in, all of the information provided in the application stage is confidential and safely stored in the PaydayLoansOnline server. Once submitted, the application form is quickly assessed by the best suited local and national payday loan online companies who can often return instant decisions.

PaydayLoansOnline is a conduit between prospective borrowers and many top lending companies. Although it is not a lender, the comparison service has cultivated a strong and professional working relationship with numerous household names and reputable online pay day loans companies. made the announcement in the following statement:

“As many households may have seen their bank balances reaching their maximum withdrawal limits over the holidays, PaydayLoansOnline is pleased to announce the “Salary Saver 2013” database. We have increased the number of lenders whose online cash advance solutions can be compared on our site.”

“A large number of these featured lenders specialize in creating finance options for individuals with bad credit, which makes for a broad selection of lenders offering consistently high rates of approval. If an application is approved, some lenders can pay out loans within one hour into a checking account to help consumers make their salaries go that little bit further in the first month of 2013.”

Highlights of the personal finance advice include:

Create a New Year budget: Make a thorough inventory of every expense going out until next payday and make a note of any shortfall. Subtract Non-Essentials: From the shortfall account, deduct any items that can be done without for the month ahead. The modified total is the loan amount to be sought. Be selective when choosing a lender: PaydayLoansOnline is free to use for unlimited searches and there is no obligation to accept any offers from lenders.

To apply, visit:

Sam Malka