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The Do's And Don'ts With Regards To Payday Cash Loans | Digital …


The Do’s And Don’ts With Regards To Payday Cash Loans

Article by Jovaayhra Mhu Tkasana – In case you are like most people, you have possibly encounter fiscal hardship fairly recently. This information will provide you adequate suggestions to generate a pay day loan. lån let

When you are considering a pay day loan, you should take into consideration how you pays it back again. Online payday loans carry high rates of interest and excessive service fees that may compound otherwise paid promptly.

Should you be considering taking out a cash advance, take the time to know very well what the genuine fees from the financial loan are. There are occasions where a certain organization might have interest rate of 200 precent or even more.Paycheck loan providers are incredibly savvy on usury law loopholes to cost exorbitant interest.

The standard word of the cash advance is two weeks.If you fail to pay out your loan off of by its expected particular date, then you certainly should make contact with the loan originator at the earliest opportunity. Numerous establishments offer a mortgage refinancing choice.

Payday cash loans can provide a solution to those who are in distressed require income and also have hardly any other options. Men and women should know what they can be although before signing up and obtaining your money. The exorbitant curiosity and costs which can be normally quite substantial therefore it can make it challenging to spend them back again.

Some companies that supply pay day loans have rankings with all the Much better Enterprise Bureau. If you locate any issues, you must carry on searching.

If you find yourself getting repeated financial difficulties, you might like to think about obtaining some form of credit counseling, they might be of some assistance. A lot of people have moved bankrupt because of the reliance on payday loans. You will only have the capacity to ensure this in no way consuming any out.

Tend not to take out a pay day loan for much more than you can not pay for it. There are several lenders that have a tendency to supply greater than you can afford. That means more earnings on their behalf in the long run.

For those who have removed multiple payday advance at at time and therefore are having trouble having to pay them away, don’t actually put them together.

When you have to get your financial allowance in line right after an unexpected emergency, you need to plan to prevent an upcoming unexpected emergency and obtain everything back in line. Don’t believe that your life will ever go easily since you have economic relief presently. You need to repay the money.

Pay day loans will not be some thing you need to consider really. It can result in a lot of financial institution and your credit ranking if you do points wrong. Remember that a payday cash loans are certainly not reward dollars. You may have to obtain it from somewhere else to put it briefly get.

If you’re self-employed, you could be happier looking for a attached loan on your banking institution as an alternative to attempting to get a pay day loan. Simply because payday cash loans generally aren’t granted to self-utilized men and women. Pay day loan loan companies may have a consistent income coming to pay off the loan.

Believe lengthy and challenging before applying for any pay day loan. The monthly interest annualy on payday cash loans is up to 780Percent. Consider that it costs about $125 in order to use $500 roughly for a mere two weeks could cost you an extra $125. In the event you anxiously want the money, you may have to accomplish it.

This makes considerable terrible markings on your credit score. It’s vital that you have enough money within your bank account when the payment will likely be extracted from it.

Study testimonials authored by other customers and take a look with the Much better Enterprise Bureau.It is important to browse the privacy policy for virtually any site you utilize.

You need to be very careful of any scammers which can be related to the on the internet payday loan market. These crooks usually use names that sound like organizations with a good track record, b) supplying that loan by telephone and c)suggesting your credit score doesn’t make a difference.They are going to make an effort to get the info so that they can make the most of you.

Think hard before applying for cash advance. Payday cash loans are notorious for quite high interest rates, so a good pair one hundred $ $ $ $ in financial debt can be countless numbers in the event you aren’t very careful. If you do not have enough cash to pay for your loan back again, attempt to obtain a individual bank loan as an alternative to refinancing throughout the pay day loan company.

Some payday loan companies will advertise that no credit essential. This does not necessarily mean that you just happen to have poor credit.Without having any credit differs than when you have poor credit. Think of this before looking for a payday financial institution.

You need to repay a payday loan back through the time which they inform you it is actually because of.

Presently you need to be knowledgeable about payday cash loans so you should be able to make use of them responsibly. Requiring cash today is just not unusual. The greater number of you know about your choices, the easier it will be to locate a option.

[…]

Fitch Maintains Rating Watch on Senior Notes of Nelnet Student Loan Trust 2010-2

NEW YORK–(BUSINESS WIRE)–

Fitch Ratings maintains the Negative Rating Watch on the senior notes currently rated ‘AAAsf’ issued by Nelnet Student Loan Trust 2010-2.

On Oct. 16, Fitch placed 766 ‘AAAsf’ rated tranches of U.S. FFELP student loan ABS on Rating Watch Negative following the revision of the U.S. sovereign rating on Oct. 15. For further details, see the press release dated Oct. 16, 2013, ‘Fitch Places ‘AAAsf’ Rated U.S. FFELP Student Loan Tranches on Rating Watch Negative’.

Key Rating Drivers

The senior note for Nelnet Student Loan Trust 2010-2 is currently rated at ‘AAAsf’ and the Rating Watch Negative is maintained due to the current rating action taken on the U.S. sovereign rating.

High Collateral Quality:

The trust collateral is comprised of 100% of Federal Family Education Loan Program (FFELP) loans. The credit quality of the trust collateral is high, in Fitch’s opinion, based on the guarantees provided by the transaction’s eligible guarantors and at least 97% reinsurance of principal and accrued interest provided by the U.S. Department of Education (ED).

Sufficient Credit Enhancement

CE is provided by overcollateralization (OC; the excess of trust’s asset balance over bond balance) and excess spread. Current parity is 107.58% and total credit enhancement (CE) is about 7.04% as of June 30, 2013. This trust is in turbo and excess cash cannot be released until all outstanding notes are paid in full.

Adequate Liquidity Support

Liquidity support is provided by reserve account (sized at the greater of 0.25% of the outstanding notes or $676,998).

Acceptable Servicing Capabilities

Nelnet services 100% of the loans, and in Fitch’s opinion, Nelnet is an acceptable servicers of FFELP student loans.

Rating Sensitivities

Since FFELP student loan ABS rely on the U.S. government to reimburse defaults, ‘AAAsf’ FFELP ABS ratings will likely move in tandem with the ‘AAA’ U.S. sovereign rating. Aside from the U.S. sovereign rating, defaults and basis risk account for the majority of the risk embedded in FFELP student loan transactions. Additional defaults and basis shock beyond Fitch’s published stresses could result in future downgrades. Likewise, a buildup of credit enhancement driven by positive excess spread given favorable basis factor conditions could lead to future upgrades.

Fitch has taken the following rating action:

Nelnet Student Loan Trust 2010-2:

–Class A-1 maintained on Rating Watch Negative.

Additional information is available at ‘www.fitchratings.com‘.

Applicable Criteria and Related Research:

–‘Global Structured Finance Rating Criteria’ dated May 24, 2013;

–‘Rating U.S. Federal Family Education Loan Program Student Loan ABS Criteria’ dated May 17, 2013;

–‘Fitch Places ‘AAAsf’ Rated U.S. FFELP Student Loan Tranches on Rating Watch Negative’ dated Oct. 16, 2013.

Applicable Criteria and Related Research:

Global Structured Finance Rating Criteria

http://www.fitchratings.com/creditdesk/reports/report_frame.cfm?rpt_id=708661

Rating U.S. Federal Family Education Loan Program Student Loan ABS Criteria — Amended

http://www.fitchratings.com/creditdesk/reports/report_frame.cfm?rpt_id=708795

Additional Disclosure

Solicitation Status

http://www.fitchratings.com/gws/en/disclosure/solicitation?pr_id=806739

ALL FITCH CREDIT RATINGS ARE SUBJECT TO CERTAIN LIMITATIONS AND DISCLAIMERS. PLEASE READ THESE LIMITATIONS AND DISCLAIMERS BY FOLLOWING THIS LINK: HTTP://FITCHRATINGS.COM/UNDERSTANDINGCREDITRATINGS. IN ADDITION, RATING DEFINITIONS AND THE TERMS OF USE OF SUCH RATINGS ARE AVAILABLE ON THE AGENCY’S PUBLIC WEBSITE ‘WWW.FITCHRATINGS.COM‘. PUBLISHED RATINGS, CRITERIA AND METHODOLOGIES ARE AVAILABLE FROM THIS SITE AT ALL TIMES. FITCH’S CODE OF CONDUCT, CONFIDENTIALITY, CONFLICTS OF INTEREST, AFFILIATE FIREWALL, COMPLIANCE AND OTHER RELEVANT POLICIES AND PROCEDURES ARE ALSO AVAILABLE FROM THE ‘CODE OF CONDUCT’ SECTION OF THIS SITE. FITCH MAY HAVE PROVIDED ANOTHER PERMISSIBLE SERVICE TO THE RATED ENTITY OR ITS RELATED THIRD PARTIES. DETAILS OF THIS SERVICE FOR RATINGS FOR WHICH THE LEAD ANALYST IS BASED IN AN EU-REGISTERED ENTITY CAN BE FOUND ON THE ENTITY SUMMARY PAGE FOR THIS ISSUER ON THE FITCH WEBSITE.

Contact:

Fitch Ratings

Media Relations

Sendhil Selvaraj, Tel: +44 (0) 207 682 7218

Email:

sendhil.selvaraj@fitchratings.com

or

Primary Analyst

Jared Smith

Analyst

+1-212-908-0371

Fitch Ratings, Inc.

One State Street Plaza

New York, NY 10004

or

Committee Chairperson

Tracy Wan

Senior Director

+1-212-908-9171

[…]

Payday lending bulletin | Texas District & County Attorneys Association

Posted: Thursday, October 31, 2013

We have been asked by State Rep. Mike Villarreal (D-San Antonio), chairman of the House Committee on Investments and Financial Services, to notify prosecutors of a recent advisory bulletin issued by the Office of the Consumer Credit Commissioner (OCCC) regarding payday lending. Specifically, the agency is warning payday lenders against using a prosecutor’s hot-check division “simply as a means for collecting on delinquent loans,” especially those secured by post-dated checks from the consumer/borrower. These lenders’ (alleged mis-)use of the criminal justice system was highlighted in an expose earlier this summer that should serve as a warning to unsuspecting hot-check divisions. Fortunately, you now have a statement from the state agency regulating these businesses that will back you up if you decline to pursue charges.

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Top Ranking Alternative Business Loan Provider BusinessCashAdvanceGuru.com, Reveals New Commercial Loan Alternative …

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Business Capital Lender

Top ranking alternative business loan provider reveals new commercial loan alternative resource for small businesses nationwide.

Nationwide (PRWEB) October 31, 2013

Small businesses needing a commercial loan alternative can now find more capital funding options through alternative lenders like Business Cash Advance Guru.com. A leading provider of bank loan alternative financing, this lender boasts a 98 percent approval rate for business capital loans between $5,000 and $500,000.

Rising to meet the needs for small businesses, Business Cash Advance Guru.com presents a commercial business loan alternative which is based on a business’ monthly credit card receipts and future bank deposits, not financial records and credit history.

These commercial loan alternative options have become necessary because traditional lenders have very strict guidelines. Small businesses typically cannot meet such hefty requirements, which generally include a high credit score, infallible tax returns, certified financial documents, substantial collateral assignment, and a personal guarantee given by the owner.

Such onerous guidelines disqualify the majority of small business applicants. However, Business Cash Advance Guru has no such qualifications, offers a competitive interest rate, as well as flexible repayment terms.

“Business Cash Advance Guru.com makes obtaining financing approval as fast and as simple as completing a credit card application. The goal of providing access to business grade capital loans swiftly and easily to small businesses across the country is realized through the alternative lender’s release of its proprietary commercial funding system.”

Applications are typically approved within 24 hours, and funds are directly deposited in a week. Funds may be used for any purpose, and repayment is based on a percentage, not a fixed amount.

BusinessCashAdvanceGuru.com expanded nationwide services are now available in the following geographical areas:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

About Us

BusinessCashAdvanceGuru.com, a division authorized by TieTechnology, LLC. TieTechnology, LLC, specializes in service based solutions for businesses. Services provided by TieTechnology are merchant credit card processing, business service telecommunications, and web based visibility marketing. The advantages of doing business with TieTechnology are, their commitment to their customer service excellence and the offering of one stop solutions to all business to business service product needs for the customers’ convenience. To learn more about their wide assortment of business services, please visit http://www.tietechnology.com.

TieTechnology, LLC
813-856-0223 x150
888-809-9243 x150


[…]

Payday Loans Drop as Lenders Exploit Loophole

Payday loans in Wisconsin have declined significantly since 2010, when former Gov. Jim Doyle signed into law legislation intended to limit predatory lending. In 2010, 460 lenders provided over 1.15 million loans worth $482 million; but by the next year, the number of lenders dropped to 423 and the number of total loans fell to 255,117 with an aggregate value of $76.6 million. Experts say, however, that the data only shows how easily payday loan operators exploit legal loopholes.

One loophole changed the definition of “payday loan” to include only those made for a period of fewer than 90 days. This means that many high-interest loans fall outside of the law signed by Doyle. The original law also limited the number of payday loans offered to a customer and capped the amounts at either $1,500 or 35 percent of the customer’s gross monthly income. It did not include an interest-rate cap on the original loan but did impose a ceiling of 2.75 percent on interest charged on the amount a customer has not paid by the time the loan is due.

State Rep. Gordon Hintz (D-Oshkosh) says payday lenders now largely use longer-term installment loans, which leaves them free to issue costly loans and encourage customers to “roll over” the loans and borrow more money to settle outstanding debt. Hundreds of other lenders, however, are subject to the new definition of payday loans and the restrictions that come with it.

[…]

Another Reason to Apply for Payday Loans | Home Decorating Ideas

Image easyonlinepaydayloan-300x180.png


Another Reason to Apply for Payday Loans

When you realize that the financial problem you face forces you to find a solution in getting fast cash, payday loans lenders are out there to help you solving the tough condition. It is not only a good solution because you need the money that fast but also because payday loan is one type that doesn’t require you to deal with the lender in a long period of time. It means that your problem is done when you have paid the loan on the next month. If you need to know more how to deal with payday loans and to meet a payday loans lender, please access the linked site.

Categories: Uncategorized Tags:

[…]

Fitch Maintains Rating Watch on Class A Notes of South Carolina Student Loan Corp., Series 2010-1

NEW YORK–(BUSINESS WIRE)–

Fitch Ratings maintains the Negative Rating Watch on the senior notes currently rated ‘AAAsf’ issued by South Carolina Student Loan Corp., series 2010-1 (SCSLC 2010-1).

On Oct. 16, Fitch placed 766 ‘AAAsf’ rated tranches of U.S. FFELP student loan ABS on Rating Watch Negative following the revision of the U.S. sovereign rating on Oct. 15. For further details, see the press release dated Oct. 16, 2013, ‘Fitch Places ‘AAAsf’ Rated U.S. FFELP Student Loan Tranches on Rating Watch Negative’.

The senior notes for SCSLC 2010-1, LLC is currently rated at ‘AAAsf’ and the Rating Watch Negative is maintained due to the current rating action taken on the U.S. sovereign rating.

Key Rating Drivers for the Class A Notes

High Collateral Quality: The trust collateral comprises Federal Family Education Loan Program (FFELP) loans with guaranties provided by eligible guarantors and reinsurance provided by the U.S. Department of Education (ED) for at least 97% of principal and accrued interest.

Sufficient Credit Enhancement (CE): CE is provided by overcollateralization (OC; the excess of trust’s asset balance over bond balance) and excess spread. Current parity is 105.94% as of July, 2013 and total CE is about 5.6%. Fitch expects the parity to rise over time as the trust is in turbo and no cash can be released until all the bonds are paid in full.

Adequate Liquidity Support: Liquidity support for the notes is provided by a reserve account currently of $1,793,646 with a floor of $950,824.

Acceptable Servicing Capabilities: South Carolina Student Loan Corporation, servicing 100% of the loans, as well as Nelnet Servicing LLC as a backup servicer both have demonstrated adequate servicing capabilities. In Fitch’s opinion, both are acceptable servicers of FFELP student loans.

Rating Sensitivities

Since FFELP student loan ABS rely on the U.S. government to reimburse defaults, ‘AAAsf’ FFELP ABS ratings will likely move in tandem with the ‘AAA’ U.S. sovereign rating. Aside from the U.S. sovereign rating, defaults and basis risk account for the majority of the risk embedded in FFELP student loan transactions. Additional defaults and basis shock beyond Fitch’s published stresses could result in future downgrades. Likewise, a buildup of credit enhancement driven by positive excess spread given favorable basis factor conditions could lead to future upgrades.

Initial Key Rating Drivers and Rating Sensitivity further described in the new issue report published on Dec. 10, 2010.

Fitch has taken the following rating actions:

South Carolina Student Loan Corp., Series 2010-1:

–Class A-1 Rating Watch Negative maintained;

–Class A-2 Rating Watch Negative maintained;

–Class A-3 Rating Watch Negative maintained.

Additional information is available at ‘www.fitchratings.com‘.

Applicable Criteria and Related Research:

–‘Global Structured Finance Rating Criteria’ dated May 24, 2013;

–‘Rating U.S. Federal Family Education Loan Program Student Loan ABS Criteria’ dated May 17, 2013;

–‘South Carolina Student Loan Corp., Series 2010-1’, dated Dec. 10, 2010;

–‘Representations, Warranties, and Enforcement Mechanisms in Global Structured Finance Transactions — Amended’, dated April 17, 2012.

Applicable Criteria and Related Research:

Global Structured Finance Rating Criteria

http://www.fitchratings.com/creditdesk/reports/report_frame.cfm?rpt_id=708661

Rating U.S. Federal Family Education Loan Program Student Loan ABS Criteria — Amended

http://www.fitchratings.com/creditdesk/reports/report_frame.cfm?rpt_id=708795

South Carolina Student Loan Corp., Series 2010-1

http://www.fitchratings.com/creditdesk/reports/report_frame.cfm?rpt_id=555305

Representations, Warranties, and Enforcement Mechanisms in Global Structured Finance Transactions — Amended

http://www.fitchratings.com/creditdesk/reports/report_frame.cfm?rpt_id=676496

Additional Disclosure

Solicitation Status

http://www.fitchratings.com/gws/en/disclosure/solicitation?pr_id=806532

ALL FITCH CREDIT RATINGS ARE SUBJECT TO CERTAIN LIMITATIONS AND DISCLAIMERS. PLEASE READ THESE LIMITATIONS AND DISCLAIMERS BY FOLLOWING THIS LINK: HTTP://FITCHRATINGS.COM/UNDERSTANDINGCREDITRATINGS. IN ADDITION, RATING DEFINITIONS AND THE TERMS OF USE OF SUCH RATINGS ARE AVAILABLE ON THE AGENCY’S PUBLIC WEBSITE ‘WWW.FITCHRATINGS.COM‘. PUBLISHED RATINGS, CRITERIA AND METHODOLOGIES ARE AVAILABLE FROM THIS SITE AT ALL TIMES. FITCH’S CODE OF CONDUCT, CONFIDENTIALITY, CONFLICTS OF INTEREST, AFFILIATE FIREWALL, COMPLIANCE AND OTHER RELEVANT POLICIES AND PROCEDURES ARE ALSO AVAILABLE FROM THE ‘CODE OF CONDUCT’ SECTION OF THIS SITE. FITCH MAY HAVE PROVIDED ANOTHER PERMISSIBLE SERVICE TO THE RATED ENTITY OR ITS RELATED THIRD PARTIES. DETAILS OF THIS SERVICE FOR RATINGS FOR WHICH THE LEAD ANALYST IS BASED IN AN EU-REGISTERED ENTITY CAN BE FOUND ON THE ENTITY SUMMARY PAGE FOR THIS ISSUER ON THE FITCH WEBSITE.

Contact:

Fitch Ratings

Primary Analyst

Charlene M. Davis

Associate Director

+1-212-908-0213

Fitch Ratings, Inc.

One State Street Plaza

New York, NY 10004

or

Committee Chairperson

Tracy Wan

Senior Director

+1-212-908-9171

or

Media Relations:

Sandro Scenga, +1-212-908-0278 (New York)

sandro.scenga@fitchratings.com […]

Payday loans… What's all the fuss about? – Dr. Heckle

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Payday loans… What’s all the fuss about? – Dr. Heckle

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Payday loans… What’s all the fuss about?

Payday loans… What’s all the fuss about?

There are situations in day-to-day life when you need cash almost immediately to meet specific financial requirements. Your friends or family members may not have the money to lend you while other large financial institutions like banks may not approve loans as fast as you would want them to. Payday loans are the best solution is such situations. These lenders play a huge role in helping people meet financial needs fast and conveniently. There are several benefits of getting cash advances from these lenders. Did you say quick?

Quick approval is the biggest benefit of getting payday loans. Unlike banks or other larger financial institutions where loan applications take time to be approved, payday loan online lenders approve applications on the same day and sometimes even within a few hours.

The application process is very easy. This can be done online through the lender’s websites. This is not only convenient but also saves you time and effort visiting actual offices or making long queues to get the loan you want. All you need to do is submit identification and income proof to get your loan processed and the money credited to your account. Unlike popular banks where applications go through several lengthy approval processes, payday loan lenders offer you a single-point application approval process. Benefits and more benefits

The other major benefit of same day loans is the access to a wide range of rates. Competitive Annual Percentage Rates (APR) are offered to customers.

There are many companies lending cash advances to people in need at different rates. The internet makes it very easy for you to make comparisons of the different rates being offered by these lenders in the market. To attract more customers and beat competition, the lenders offer attractive rates. Carrying out extensive research will help you find a lender who offers the best rates in the market. Ensure that you select the one that suits your budget. And more…

Data confidentiality is another advantage customers get from payday loan lenders. These companies invest in robust data security systems to ensure that vital customer data such as identity details and bank account details are secured and not compromised in any manner.
To get the best out of these short term loans, borrowers are advised to repay the loan within the agreed time period. Extending the loan tenure significantly increases the financial burden on you due to increased interest rates. Whether you need immediate cash for paying utility bills or advance cash to cover other expenses, payday day loan lenders offer you reliable and fast solutions. Posted: 10/30/2013 08:18:00 AM Posted under: Newer PostOlder Post

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New Online Service Provides Faster Small Business Loans for Business Owners With Bad Credit

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Small Business Loans for Bad Credit

It’s really the best solution out there for small business loans for businesses with bad credit.

Hallertown, PA. (PRWEB) October 30, 2013

Small business loans for businesses with bad credit are now easier than ever. If a small business owner has established cash flow, according to Lisa Wolfrum, President of SBL Capital Group, LendDeck.com has now put a system in place to help such companies qualify for a loan from $2,000 up to $250,000 or more in special circumstances regardless of the owners credit score.

“The loans can be started with an easy online application and go to cash in hand funding in just a few days rather than the weeks or months it can take with most conventional banking institutions,” says Wolfrum.

Launched earlier this year (May 2013), the small business loan service was designed to help small businesses get the loans and financing they need without the hassle of a traditional bank loan

“The goal is the help them complete a no-obligation loan request form on the website in less than two minutes,” says Wolfrum, who now makes it super easy for these business owners to find out what kind of loan their business can qualify for without ever visiting a bank.

“The rationale behind LendDeck.com,” explains Wolfrum, “ is based on the fact many small businesses were finding it difficult to access loans or financing because traditional banks weren’t accommodating their application, because many of these small business owners had less than perfect credit scores.”

“With low credit scores of these small business owners playing a major factor in traditional banks not granting them loans, we have decided to step in to fill the breach with LendDeck.com, which has a much faster and easier application process with far less paperwork required and looks at the business operations instead of the business owner,” adds Wolfrum. “It’s really the best solution out there for small business loans for businesses with bad credit.”

Even though they do not offer loans for true start-ups, Wolfrum says LendDeck.com will consider most businesses with at least four months of operations and cash flow.

“We are really excited about the fact that LendDeck.com and its funding partners have so far helped small business secure several million dollars in financing in 2013 alone. Getting small businesses the money they need to continue operations and expansion is a great help in strengthening the American economy and we are excited to have the opportunity to fill a gap in the market. In so doing, we are helping the country’s economy to grow. Besides, it is a great feeling to be in a business where everybody wins,” concluded Wolfrum.

For further information, please contact: Lisa Wolfrum, President of SBL Capital Group, LLC – 800-213-6456, Lisa(at)lenddeck(dot)com or visit their website at http://www.LendDeck.com.


[…]