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First Associates Loan Servicing, LLC Chosen to Provide Back-up Loan Servicing for Open Energy Group

SAN DIEGO, Calif., Dec. 4, 2014 (GLOBE NEWSWIRE) — via PRWEB – Supporting renewable energy as well as a growing commercial peer to peer solar customer base, First Associates Loan Servicing will now provide back-up loan servicing for Open Energy Group. Based in San Diego, First Associates Loan Servicing is one of the country’s fastest growing loan and lease servicers.

Focused on maximizing returns through the power of renewables, Open Energy Group is a technology-driven investment platform that provides accredited investors with attractive, steady returns from the generation of renewable energy.

“Open Energy opens up an important platform for investors, and we are pleased to offer our innovative servicing solutions to support their growing business,” said First Associates Loan Servicing CEO David Johnson. “With our best-in-class IT infrastructure and ability to deliver service across a wide range of asset classes, First Associates can really simplify the servicing process for businesses of all sizes.”

Including this new relationship with Open Energy Group, First Associates Loan Servicing is dedicated to offering scalable, flexible, secure and compliant loan servicing solutions for consumer finance customers across the globe, including customized technology and customer service.

“As we continue to innovate in the solar and renewable energy market, we appreciate a back-up servicing partner that is both reliable and state-of-the-art,” said Graham Smith, CEO of Open Energy Group. “Our team and platform is driven by technology, which makes First Associates an ideal fit.”

About Open Energy Group

Based in New York, NY, Open Energy Group is a technology-driven investment platform that provides accredited investors with attractive, steady returns from the generation of renewable energy. Open Energy Group offers accredited investors direct access to higher return, lower risk, fixed income products by directly funding the construction and operation of commercial renewable energy power projects in the United States. Based on solar energy project finance fundamentals including contracted cash flows, low technology risk and proven asset managers, Open Energy offers attractive investment opportunities for investors, and accessible capital for builders and operators. For more information, please visit https://www.openenergygroup.com/.

About First Associates Loan Servicing

Based in San Diego, First Associates Loan Servicing is the fastest growing third party consumer loan and lease servicer in the United States. The company offers a wide range of solutions for many consumer asset classes and consistently receives industry recognition for exceeding high performance standards and providing superior levels of support. First Associates has experienced management and staff, full SSAE 16 II audit, best-in-class IT infrastructure, as well as strong institutional relationships with commercial and investment banks, finance companies, hedge funds and credit unions. First Associates Loan Servicing leads the Peer to Peer industry in providing customized technology and customer service solutions for its partners. For more information, please visit http://www.1stassociates.com.

This article was originally distributed on PRWeb. For the original version including any supplementary images or video, visit http://www.prweb.com/releases/2014/12/prweb12371682.htm

View photo.Financerenewable energyLoan Servicing Contact: First Associates Loan Servicing, LLC
Larry Chiavaro
lchiavaro@1stassociates.com
(858) 999-3064
[…]

Home Loan Down Payment Assistance – What Are The Best Options?

San Diego, CA (PRWEB) May 26, 2014

A new article from Loan Love takes a look at the options that home buyers have available when it comes to home loan down payment assistance. This new article titled “Home Loan Down Payment Assistance (Know Your Options)” continues to further the borrower advice website’s goal of helping borrowers to find loans that they will love by empowering them with first class knowledge, access to valuable resources and connections to top rated industry professionals.

The new guide to home loan down payment assistance says, “Pulling together a sizable stash of cash can sometimes stop a prospective homebuyer in his or her tracks. Unless you qualify for certain loan programs that require little money down, you’ve probably found coming up with your down payment to be the biggest challenge standing between you and home ownership. But there are several avenues to consider for home loan down payment assistance.” The article continues, “Before you settle on one or more pathways for coming up with sufficient cash for your down payment, be ready to put each potential source to the test by asking the following questions:

1. Are you able to verify beyond any doubt that the source of your down payment is legal and not a scam?

2. Has your bank lender or mortgage broker confirmed that your potential source is an approved one, according to the rules of your particular loan program?

3. Have you reviewed your plan with a certified public accountant to determine impacts on your taxes and/or retirement account, as applicable?

4. Are you prepared to keep a detailed paper trail of any transactions for both your lender and for tax purposes?

Once you’re ready to keep these four questions in mind, you can move forward by carefully considering your options for securing enough to cover the down payment on your new home.”

So what are the best home loan down payment assistance options? The Loan Love guide outlines some of the low-risk ways to procure help with a home down payment, such as state or local housing incentives, cash provided by family or friends, selling any unnecessary high priced items, cashing in investments, or simply saving up the good old fashioned way. Using one or a few of these options may be the best way to go about financing a home down payment, and those who wish to buy a home should look at these options first. However, there are other opportunities available, but they may be a bit more complex, require more documentation, or have heavier taxes involved, depending on the scenario.

For more detailed information on the pros and cons of these various home loan down payment assistance programs and strategies, click here to read the full guide at LoanLove.com.


[…]

Car Title Loan Company Opens First San Diego, CA Location

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Opening TitleMax locations in this area of the country positions us to help even more people with getting the cash they need.

San Diego, CA (PRWEB) March 08, 2014

TitleMax, the nation’s largest and fastest growing car title loan company, has opened its first San Diego, CA location. Residents in the Greater San Diego Area can visit this store for all of their instant cash needs. This TitleMax location opened Wednesday, March 5, 2014 at 6663 El Cajon Blvd, Suite A, San Diego, CA 92115 and can be reached by calling (619) 461-4979. Hours of operation are Monday – Friday from 9:00 a.m. to 7:00 p.m., and Saturday from 10:00 a.m. to 4:00 p.m.

“We are thrilled to offer our services to the residents of southern California,” said Otto Bielss, Senior Vice President of Operations for TMX Finance. “Opening TitleMax locations in this area of the country positions us to help even more people with getting the cash they need.”

About California Car Title Loans

A car title loan is a fast way for credit-challenged individuals to secure the short-term cash they need. To get a TitleMax car title loan in the state of California, an individual must have a clear, or lien-free, car title and a government-issued ID. With these items an individual can obtain a loan up to $10,000 while still maintaining the use of their vehicle. No insurance is required and most loans can be processed in as little as 30 minutes.

There are more than 1,350 TitleMax locations throughout the nation. To find a TitleMax near you click here.

About TitleMax

TitleMax, a subsidiary of TMX Finance, provides financial products to people without access to traditional credit alternatives. TitleMax has been a trusted consumer lender for over 16 years, helping hundreds of thousands of people in getting cash when they need it. Since its inception in 1998, TitleMax has grown to over 1,350 stores, spanning 16 states and provides car title loans to over 2,500 people each day.

Please visit http://www.titlemax.com for more information on car title loans and how TitleMax can be of service.


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Halozyme Secures Additional $20 Million Term Loan

SAN DIEGO, Jan. 6, 2014 /PRNewswire/ — Halozyme Therapeutics, Inc. (HALO) today announced it secured an additional $20 million loan from Oxford Finance and Silicon Valley Bank. On December 27, 2013, Halozyme entered into an Amended and Restated Loan and Security Agreement, extending the original $30 million term loan and providing for an additional $20 million term loan, bringing the total loan balance to $50 million. The term loan was fully drawn at close on December 27, 2013 and has a maturity date of January 1, 2018. The proceeds will be used for working capital and other near-term growth initiatives. Additional details of the credit facility are outlined in the Company’s Current Report on Form 8-K filed with the Securities and Exchange Commission on January 3, 2014. As of December 31, 2013, Halozyme had approximately $71 million in cash and cash equivalents.

(Logo: http://photos.prnewswire.com/prnh/20100302/LA63139LOGO)

About Halozyme
Halozyme Therapeutics is a biopharmaceutical company dedicated to developing and commercializing innovative products that advance patient care. With a diversified portfolio of enzymes that target the extracellular matrix, the Company’s research focuses primarily on a family of human enzymes, known as hyaluronidases, which increase the absorption and dispersion of biologics, drugs and fluids. Halozyme’s pipeline addresses therapeutic areas, including diabetes, oncology and dermatology that have significant unmet medical need. The Company markets Hylenex® recombinant (hyaluronidase human injection) and has partnerships with Roche, Pfizer, Baxter, and Intrexon. Halozyme is headquartered in San Diego, CA. For more information on how we are innovating, please visit our corporate website at www.halozyme.com and follow us on Twitter @HALOTherapeutic.

Safe Harbor Statement
In addition to historical information, the statements set forth above include forward-looking statements (including, without limitation, statements concerning the use of cash from its additional term loan) that involve risk and uncertainties that could cause actual results to differ materially from those in the forward-looking statements. The forward-looking statements are typically, but not always, identified through use of the words “believe,” “enable,” “may,” “will,” “could,” “intends,” “estimate,” “anticipate,” “plan,” “predict,” “probable,” “potential,” “possible,” “should,” “continue,” and other words of similar meaning. Actual results could differ materially from the expectations contained in forward-looking statements as a result of several factors, including unexpected expenditures and costs, unexpected results or delays in development and regulatory review, regulatory approval requirements, unexpected adverse events and competitive conditions. These and other factors that may result in differences are discussed in greater detail in the Company’s Quarterly Report on Form 10-Q filed with the Securities and Exchange Commission on November 8, 2013.

Investor Contact:
Schond Greenway
Halozyme Therapeutics
858-704-8352
ir@halozyme.com

Media Contact:
Nurha Hindi
Hill + Knowlton Strategies
310-633-9434
Nurha.Hindi@hkstrategies.com

[…]

Cash Out Refi Vs. Heloc: LoanLove.com Explains The Pros and Cons Of Each In A New Guide

San Diego, CA (PRWEB) October 15, 2013

LoanLove.com is a borrower advice website that provides detailed insights into the mortgage industry in a fun and entertaining way. The team at LoanLove.com is devoted to help empower both first time and experienced homeowners with valuable resources, first-class knowledge and connections to top-rated industry professionals and has the mission of helping consumers and borrowers to obtain the latest information on mortgage lending trends, the real estate market and the U.S. financial landscape in order to help them obtain a home loan that they will love. To help loan borrowers get the latest scoop on mortgage loan news, the loan advice website is constantly providing readers with guide videos and articles when it comes to their mortgage inquiries. Their newest featured article continues to provide the most up to date and relevant information by presenting both sides of the cash out refi vs. heloc debate.

The article starts off by explaining: “First thing to know: While both a refinance loan and a home equity loan will let you access your home’s equity, they differ in the way they “attach” themselves to your property. A refi loan is simply a brand-new mortgage that replaces your old mortgage, while a home equity loan is a loan in addition to your existing mortgage. That means that with a home equity loan, you’ll still be paying your regular mortgage and you’ll also need to pay the monthly payment for your home equity loan.”

The Loan Love article explains that the biggest pro favoring a home equity line of credit (heloc) and the biggest “con” of refinance loans come down to the same thing – closing costs. Loan Love says: “Home equity loans have no closing costs, and that can mean a savings of hundreds – even thousands – of dollars compared to a cash-out refinance loan, which typically comes with all the same closing costs as a purchase mortgage.”

However, there are some things that need to be taken into consideration before opting for either of these types of loans. First of all, the home loan borrower should consider whether they are capable of handling the financial burden of an additional home equity loan on top of their current mortgage payments. If they can not afford to do this, than a heloc is not the right choice.

However, unless the homeowner really needs the money, a refinance loan will not make sense if it means that they will pay a higher interest rate than they currently have with their mortgage. The article also says: “…if you don’t have plans to stay in your home for several years, paying all those closing costs that are associated with a refi loan may not make sense either. And if you’ve been paying on your home for a long time – say, 20 years of a 30-year mortgage – it may not make sense to refinance either, since you’d be at the point where your payments are being applied mostly to the principal (in plain English, you’d be building equity more quickly).”

But, what it really comes down to in the end is that the borrower needs to really crunch the numbers, take advantage of loan calculators and really take the time to shop around to ensure that they are able to benefit from the most savings. For more information, please visit LoanLove.com for the full cash out refi vs. heloc guide.


[…]

Cash Advance Online Comparison Simplified by New Service

SAN DIEGO, August 13, 2013 /PRNewswire/ —

CashAdvanceOnline.net, the McAfee Secure™ certified cash advance loans finder site, has announced details of a brand new “simplified service” that streamlines the amount of time consumers need take to find bad credit emergency finance options.

Whereas consumers visiting lenders websites or storefront directly or in person will be required to complete paper application forms of great length, CashAdvanceOnline.net has developed a new online application form that quickly and painlessly submits to lenders. It takes less than 5 minutes to fill in and asks the bare minimum of questions. One of the greatest benefits of this method, the site believes, is the increased privacy and secured of an encrypted online form versus paper of walking into a storefront and discussing personal financial data within earshot of others.

Once the application form has been submitted through the site, a specially selected network of reliable and professional cash advance lenders will review the details and decide if they are in a position to offer a short term loan to an applicant. If an offer is made, there is no obligation to accept it and the service can be used for free comparison purposes in order to obtain a snapshot of what is available.

Cash advances, also known as payday loans, are not available to all American consumers. In fact, a total of 13 states currently have laws actively prohibiting them. For consumers living in the other states, however, this form of short term borrowing can provide a much needed cash boost mid-month, to tide a household over until the next payday. When used responsibly and mindfully, the site believes that cash advance online lending options are a useful method of finance.

A spokesperson for the site made the announcement about the new simplified service in the following statement.

“We are very excited to offer our new streamlined application and comparison service for short term loans. Although we are not a lender, we work closely with some very well-regarded lending companies, who will be in receipt of all application forms within a few minutes of them being submitted online through us. Loans can be paid out within 24 hours into bank accounts.”

Learn more at: http://www.CashAdvanceOnline.net

Contact:
Haim Milo
Cashadvanceonline.net@gmail.com
+1-323-544-5526

[…]

Cash Loans With Bad Credit – New "Online ATM" Service

SAN DIEGO, February 20, 2013 /PRNewswire/ —

PaydayLoansOnline.net is the leading online destination a smooth multi-submission application platform connecting consumers to top lenders through the convenience and security of the internet.

The site has announced the launch of a new complete strategy for consumers needing fast loans from reliable online lenders that pay directly into bank checking accounts within one to 24 hours following approval of the loan. The aptly named Online ATM service is supported by a brief application form that accelerates access to a copious database of lenders with the ability to approve and pay out quick cash loans.

The site is unique in that it offers lender introduction and aggregation in three countries; the United States, United Kingdom and Canada. PaydayLoansOnline.net has developed strong professional relationships with top lenders in these jurisdictions to offer consumers a complete resource for finding, applying to and comparing lenders.

PaydayLoansOnline.net released the following official statement regarding the announcement.

“There is no such thing as a “one size fits all” approach to borrowing. This is why the comparison and application platform at PaydayLoansOnline.net features many lenders to suit our wide customer base. People from all walks of life sometimes need a little extra cash until their next paycheck. We have created a truly no-strings attached way to be introduced to lenders offering cash loans online. We are pleased to present our latest solution to this need in the form of our super-fast and free Online ATM service.”

The Online ATM Service was devised to help reverse the tide of consumer reliance on expensive short term cash solutions including credit cards and bank overdrafts that often come with hidden fees and concealed charges. All lenders featured via PaydayLoansOnline.net offer transparent borrowing terms with clear interest rates and fees.

PaydayLoansOnline.net features a broad selection of lenders, each with competitively priced unsecured loans with varying periods of availability. The site believes that more consumers stand to be fairly considered for approval within its system, due to the presence of a large number of bad credit and adverse financial specialist lenders with alternative acceptance criteria.

PaydayLoansOnline.net is a McAfee Secure™ certified site. Apply for a loan at: http://www.paydayloansonline.net/

Contact –
Sam Milo
Tel: +1-678-666-0100
admin@paydayloansonline.net

[…]

Halozyme Therapeutics Issues Financial Guidance For 2013

SAN DIEGO, Jan. 7, 2013 /PRNewswire/ — Halozyme Therapeutics, Inc. (HALO), a biopharmaceutical company dedicated to developing and commercializing innovative products that advance patient care, today announced that the Company ended 2012 with a cash balance of approximately $100 million and expects 2013 net cash burn to be between $45 and $50 million. The Company also announced it secured a $30 million term loan from Oxford Finance and Silicon Valley Bank.

(Logo: http://photos.prnewswire.com/prnh/20100302/LA63139LOGO)

“2013 will be a pivotal year, with the potential approval and launch of our first partnered program, which is expected to drive the Company to be cash flow positive as early as 2014,” said Gregory I. Frost, Ph.D., President and Chief Executive Officer. “Based on these near-term growth drivers and our strong cash position, Halozyme is well financed to advance our pipeline and support launches of proprietary products.”

The $30 million term loan was fully drawn at close on December 28, 2012 and has a maturity date of December 1, 2016. The proceeds will be used for working capital and other near-term growth initiatives. Additional details of the new credit facility are outlined in the Company’s Current Report on Form 8-K dated January 4, 2013, filed with the Securities and Exchange Commission.

About Halozyme
Halozyme Therapeutics is a biopharmaceutical company dedicated to developing and commercializing innovative products that advance patient care. With a diversified portfolio of enzymes that target the extracellular matrix, the Company’s research focuses primarily on a family of human enzymes, known as hyaluronidases, which increase the absorption and dispersion of biologics, drugs and fluids. Halozyme’s pipeline addresses therapeutic areas, such as diabetes, oncology and dermatology that have significant unmet medical need. The Company markets Hylenex® recombinant (hyaluronidase human injection) and has partnerships with Roche, Pfizer, Baxter, ViroPharma and Intrexon. Halozyme is headquartered in San Diego, CA. For more information on how we are innovating, please visit our corporate website at www.halozyme.com.

Safe Harbor Statement
In addition to historical information, the statements set forth above include forward-looking statements (including, without limitation, statements concerning the Company’s expect net cash burn for 2013, the anticipated approval of the Company’s first partnered product, the possibility that the Company may be cash flow positive as early as 2014, the development and commercialization of products and the potential benefits and attributes of such products) that involve risk and uncertainties that could cause actual results to differ materially from those in the forward-looking statements. The forward-looking statements are also identified through use of the words “believe,” “enable,” “may,” “will,” “could,” “intends,” “estimate,” “anticipate,” “plan,” “predict,” “probable,” “potential,” “possible,” “should,” “continue,” and other words of similar meaning. Actual results could differ materially from the expectations contained in forward-looking statements as a result of several factors, including unexpected expenditures and costs, unexpected results or delays in development and regulatory review, regulatory approval requirements, unexpected adverse event and competitive conditions. These and other factors that may result in differences are discussed in greater detail in the Company’s reports on Forms 10-K, 10-Q, and other filings with the Securities and Exchange Commission.

Investor Contact:
Kurt Gustafson
Halozyme Therapeutics
858-704-8272
kgustafson@halozyme.com

Media Contact:
Nurha Hindi
Hill+Knowlton Strategies
310-633-9434
Nurha.Hindi@hkstrategies.com

[…]

SD Accounting Firm Releases Top Five Merchant Cash Advance Services

San Diego Accounting Firm announces their list of Top Five Cash Advance Services.

San Diego, CA (PRWEB) December 04, 2012

SDAccountingFirm.com offers services for

business owners

and those looking for assistance in employment or hiring of an

accounting firm San Diego

. San Diego Accounting Firm provides their customers with financial advice, recommendations, and aid to ensure their client’s satisfaction.

The right cash advance merchant processing service can be a blessing to business owners, while the wrong one can be a curse. Unfair interest rates, poor negotiations and awful customer service can cause monetary misery for merchants. Thankfully, not all cash advance services will leave you in woeful regret. SDAccountingFirm.com is pleased to announce the good guys—those that made it to our list of top five merchant cash advance services.

1) Paramount Merchant Funding

An alternative to a traditional business loan, Paramount advances cash based off your future sales. They provide the working capital needed within 3 business days, and there are no restrictions on how to use the money — allowing owners to establish their budding business without hassle.

2) Swift Capital

Also a proponent of the small business, Swift provides a working capital based on the cash flow of your business, as opposed to personal guarantees and collateral. They strive to provide the working capital needed within 5 business days or less, supplying quick and professional service along the way.

3) Rapid Capital Funding

Rapid Capital bases their cash advances on merchants’ future credit card transactions offering loan alternatives that provide unsecured working capital for small businesses up to $250,000. They skip the formalities and strict requirements of most traditional small business loans or other lending institutions, and keep the red tape free from user’s transactions.

4) BankCard Central, Inc.

With risk-free, secure merchant processing, BankCard comes in at third in cash advance services. They stay in control of user’s payments, as opposed to passing user’s money around to other lenders, and are known for their exceptional fraud and risk management. Some of the lowest possible rates and lowest overall cost provided by a company, they aren’t afraid to lower merchants’ credit card processing fees and use alternative payment methods to get the job done.

5) On Deck Inc

An “A” rating in the Better Business Bureau and repeated media praise should be enough to say that On Deck is serious about making their customers happy. Typically up to 50 percent less expensive than the average merchant cash advance, they provide speedy decisions and funding, with a daily fixed payment.

These top three cash advance groups have made their aim to convince one of the nation’s most important demographics—the business owner– that they’re here to refurbish the reputation of loan companies with competitive rates, great service and care. SDAccountingFirm.com asks to take a moment to listen to what they have to say.

San Diego Accounting Firm provides its customers with competitive care and assistance in searching for and employing accountants, as well as equipping merchants with necessary tools and information to start and continue their businesses successfully.

SD Accounting Firm
SD Accounting Firm
(619) 537-9930
Email Information

[…]